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Jan 31, 2024 · Updated on Jan 30, 2024. Table of Contents. Direct Auto has a grace period of at least 11 days for past-due payments, depending on your state of residence. If you can’t make your insurance payment within the grace period, your coverage will be canceled. A lapse in insurance coverage is no laughing matter.

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Wondering why your car insurance premium increased? Here are the factors that influence rates and some ways to keep costs down.

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